Paid Life Insurance

Life Insurance for dummies question?

I want to get life insurance for my father. Is that possible? I also want to get the examination of health policies that do not, but I'm not sure how this works. What is the average cost per month. I know mine could vary just want to know if hundreds or less a hundred. Also how safe working life. What to buy a policy and then when someone dies it just mail you a check policy may lapse or fair. Is there a policy to cover all his life and is better term or permanent. I have no idea of what can someone explain this to me as if I out 5.

Hello REM You can get life insurance for his father if he consents to it. A review of health policies should not be available. But still there will be some basic medical questions (which might raise rates or lead to a decrease in coverage). And if you have more than 80 companies will be less willing to offer coverage. I can not comment on the guys who do not know too much about the situation. When you have a Life Insurance Policy to someone and that person dies, the recipient must send a death certificate along with a claim form to the insurance company. In most cases, a check will be prepared within a couple of weeks. In some cases the insurer may investigate the situation to see if there was any fraud in the application (especially if the person dies weeks after buying the policy.) Permanent insurance generally covers all his life. A version of permanent insurance is life insurance. I recommend that you call a local insurance agent who can sit with you and explain it.

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