Term Life Insurance No Medical Exam
Which is better, or Colonial Penn Life Insurance Garden State?
I am looking for life insurance for my father, he is 54 and a nonsmoker. I'm looking at life insurance and want a policy of at least $ 50,000 with no medical exam. Are these two companies be trusted? Has anyone dealt with these companies and had a loved one go? Please share your experiences.
As a warning, I work for the Garden State and write for your blog. You can be sure that both insurance companies are the quality of life that for many years. I do not know financial rating Colonial Penn off the top of my head, but Garden State "A" rated by AM Best. HSBC and RBC are also quality companies that offer Term Life insurance without a medical exam if you just want a few more options. If your father dies within 2 years after the policy is issued may be a delay of any of these companies, as must investigate the complaint since it would fall within the contestability period. It may take a couple of months to collect. If you die out of 2 years then you should be able to get your death benefit in just a few weeks.
30 Year Term Life Insurance, Term Life Insurance No Medical Exam