Paid Life Insurance

What type Of Life Insurance is the best? Whole Life, Universal Life, and I must add survival or 2nd to die?

I want a bonus that will never change until my death. I suppose these are the only options?

For a fixed premium until the death will need to obtain a traditional product Guaranteed whole life insurance or a Term Life insurance products with a conversion option. universal political life usually allow for more payments flexible premium, but may have a guaranteed minimum premium you can afford. Survival or 2nd to die policies are often used as a planning tool of cheaper goods for couples and not for income replacement, final expenses or actual transfer of risk to make sure you know what I need insurance for.