Whole Life Policy
We are Term Life insurance. Should we cancel the whole life policy?
Before my husband and I bought a house, had a set basic policy for life. Now that we are homeowners, we need more coverage, so we are adding a term life policy which is probably six times larger than the original whole life policy. Because you have diabetes (which is only 32), the cost of term Life Insurance Policy is a bit expensive. We wonder whether we should cash in the policy of a lifetime and save the extra money from not having to pay additional monthly premium? Or is there a benefit to keep both policies?
UNDER NO CIRCUMSTANCES TO CANCEL POLICY LIFETIME! Her husband has diabetes. While it may be under control now, there is no guarantee that his condition will be like in the future. No one can consider that the policy of a lifetime away from you or increase the premium for whatever happens her husband. Always need some type of insurance. The term is renewable depleted or a much higher price as it grows. Having the policy for the entire life gives you a guarantee and some security for the future.
Suzie Ormond
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